How to Learn from Failure in Fraud : FREE_Guides | Torhoo darknet markets

If you read through my fraud related posts, you'll notice that a theme among many of them is learning from failure. That sounds like a general nonsensical phrase, but there's actually a really easy way to learn from failure in most fraud categories. I'll give some examples for a few different categories below, but the general idea is after you fail, contact whatever bank/company you were trying to scam and ask why you got declined (or whatever word applies to how you were trying to scam). What many of you may not know, is that in many instances, they are obligated to inform you of the reason you got declined. You can usually push that a step further, and ask the rep you are talking to something like "So this is the only reason I was declined? If (whatever factor) had been different, I would have been approved?". That's just a niche example, use common sense and social engineering to get the info you need out of the brain dead rep, and if they give you attitude, hang up and call a new rep.

Phone Financing Example: Say you apply for financing an iphone, and they run your credit and you get approved, but then you get an email asking for id and a utility bill. You submit the docs, but get an email saying your order was cancelled. Obviously something on the doc was fucked, but what? Pick up the phone, and call the customer service line. Tell them what happened, and they'll probably forward you to the fraud department. At this point, just be polite and investigate what happened. Ask specifically what about the documents got your order cancelled, and they will tell you. Then change that next time, and try again. Rinse and repeat until nothing goes wrong and it works.

Personal Loan Example: Similar to phones, the first step is getting preapproved (just need a good credit score fullz). Once that goes through, they'll likely ask you to submit docs, though for loans you get more proof of income related docs requested, rather than proof of address like when you finance phones. You probably won't get approved on the first attempt. When I first tried, I bought bank statements from a vendor. They declined my application due to being unable to verify my income. I called and asked the rep why, and she laughed at me and said that I had clearly used a chase bank statement template for a chime bank account. That was a very valuable lesson for me, and it made me rethink how I did proof of income documents, and was a pivotal step in figuring out how to get approved for personal loans.

There are plenty of other categories and examples, and this pretty much applies to all of them. You aren't gonna hit for shit at first, no matter what method or fullz you use, and that's ok. The goal at first should be to learn, rather than make a fuck ton of money. If you follow the advice in this post, I promise you will learn something about whatever fraud you're trying to commit.